Call Us At

1-608-218-3708


Refer a friend get $25 (call for details)

Privacy


This policy replaces and supersedes any previous privacy policy that you may have seen, received or reviewed on our website, any loan agreement, application, or any other document previously delivered to you. If there are conflicts between this Policy and any other policy, the terms of this Policy shall control until revised.

“You” or “Your” means you as a participant in or as a user of the products and/or services offered by CMK Wisconsin, LLC. (“Company”).

If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of the information gathering process at the time of application, additional bank accounts may be detect under the ownership of the consumer. These additional accounts may be considered to be part of the application process.

The Company, (“Company” or “we” or “our”), operates, owns or manages the website located at www.allcreditlenderswi.com, (the “Site”). All information transmitted, printed or otherwise submitted to us shall be deemed to be our property and we shall be free to use such information for any lawful purpose described herein, and for other purposes as required or permitted by law. At part of the Site, Company manages and runs a prospective customer data base (the “Service”), by which it compiles, sorts and sells contact information to businesses on behalf of individual consumers who have demonstrated an interest obtain or applying for a business' products or services and has affirmatively indicated they wished to be contacted through the interaction with the Site. Company may utilizes third party vendors, third party affiliates, and a variety of media advertisements to promote the Site to consumers interested in completing an online application or providing information at our Site or to supplement our database by purchasing their database of consumers who have completed applications on websites other than Company's and have affirmatively requested receipt of information about product or service offerings similar to those offered on Company's Site.

  1. Please read this notice carefully. This notice provides important information about the way we collect, share, and protect your information. This privacy policy applies to anyone who applies for or uses our products or services, or visits our websites, including, but not limited to, current and former customers. This statement shall describe our sharing practices when you establish a customer relationship while you are a customer. A customer relationship begins when you obtain a financial product or service from us. A customer relationship terminates when you pay off a transaction in full.

  2. Information about the Company and Website. Company also advertises and markets its product and service offerings via e-mail, telephone or mail to consumers who requested that they be contacted either through our online application opt-in process via our Site or through an Opt-In process on one of our many vendor or affiliate sites (“Users”). Users will then receive email or telephone contacts.html only for so long as they wish to continue to receive communication or contacts.html. Users can get off our telephone and e-mail contact lists at any time, no questions asked. You can remove yourself from further contact from Company by clicking on the OPT-Out link contained in each e-mail, or by sending in your OPT-Out request via e-mail to: internet@allcreditlenders.net If you choose to remove yourself from our contact list, if applicable, we will also forward your name and contact information to the specific vendor or affiliate marketer who provided your informational request to us so that they can include your name on their do-not-contact list also. Please note that if your information was purchased commercially from a third party vendor or affiliate, Company may not be the only business to have your information. Additionally, our third party vendor or affiliate may have purchased your contact information from someone else and thus you may continue to receive communications or contacts.html from those companies as well. Company is not responsible for stopping all unwanted communication contacts.html from sources beyond our immediate control.

  3. Collecting Information The Company collects information through the Site from our prospective and existing customers at several different points on our web sites. We use contact information to send information about our company and to service existing accounts. Users may opt-out of receiving future mailings; see the choice/opt-out section below. Contact and Financial information that is collected is used for verifying your name, address and other information. Not all information asked for on our site is required when you fill out our forms. Only Name, City, State, Address, Zip Code, Work Phone, Home Phone, Email Address, Loan Amount Desired, House Type, Current Value, Mortgage Balance, Current Interest Rate, Current Payments, Are you Behind on Payments, Credit Rating, Place of Employment, Years Employed, Yearly Income, Loan Desired, and Best Time to Call. etc. Information about your computer hardware and software is automatically collected by the Company and may be shared in aggregate with third parties whose services are used for traffic analysis purposes. This information includes: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by the Company to maintain and improve the quality of the service and to generate statistics regarding use of the Site does not use third party databases to correct or update the information you submit to us for any reason.

    In addition, in collecting your information also helps us personalize and improve your customer experience with us. We collect and/or track the following types of information: (i) Information we receive from you on applications or other forms, such as transaction documents, sales documents, online forms, e-mails, registration forms, surveys, or other documents or submissions related to the products and services we provide, including your name, address, telephone number, social security number, driver’s license number, email address, employment information, demographic information, bank account information, and information about your assets, debts and income, (ii) information about your transactions with us, our affiliates such as your account history, transaction balances, payment history, overdraft history, parties to transactions, and your reasons for doing business with us; (iii) Information we receive from third parties, such as consumer reporting agencies and other lenders, regarding your credit worthiness and credit history, and to verify your identity; (iv) Information we obtain to verify representations made by you, such as your employment history or income; (v) Information obtained from home server domain names, IP address, type of client computer, and type of Web browser; vi) Information you provides via email, online application or to any representatives.

  4. We use Your Information: In addition to the other to provide you with products and services you request; Offer you additional products or services, from us or from others, that may be of interest to you; Comply with all reporting and other legal requirements; Enhance your experience at our websites; Process payments and update account records; Analyze customer demographics, payment histories, and preferences; Conduct statistical analyses; and Provide our advertisers with editorial or feedback information.

  5. Sharing Your Information. The CMK Wisconsin, LLC Related Company delivering this Privacy Policy to you (the “CMK Wisconsin, LLC”) may share or sell Your Information with any other CMK Wisconsin, LLC Related Company (collectively, its “Affiliated Companies”) and with other companies with whom any CMK Wisconsin, LLC Related Company does business (“Non-Affiliated Third Parties”) as permitted by law and described in this Privacy Policy. These Affiliated Companies and Non-Affiliated Third Parties may be (1) financial service providers, such as consumer lenders, small loan lenders, tax refund anticipation loan lenders, loan brokers, deferred deposit providers, check cashers, supervised lenders, delayed deposit providers, deferred presentment providers, collection agencies, consumer reporting agencies, banks, credit card providers, debit card providers, or agents, contractors, or representatives of any of the foregoing; (2) non-financial companies, such as retailers, tax preparers, payroll service providers, advertisers, marketing companies, lead generators, advertisers on our websites, companies or individuals that do industry-related research, surveys or polls, automobile dealers, and any person who offers a non-financial product or service, and holding companies, or agents, contractors, or representatives of any of the foregoing; and (3) other businesses, such as non-profit organizations, trade associations, and industry analysts or agents, contractors, or representatives of any of the foregoing.

  6. Sharing information with affiliates. When you submit your request for information or quote, you are granting permission to be contacted by the company or affiliated third parties. We share the contact and loan request data you submit on the Site and Company account number information with affiliated companies such as banks, commercial lenders, loan companies and licensed loan brokers to fulfill information requests we receive from you, to provide you with superior service, inform you of product and service opportunities that may be of interest to you, and for other business purposes, we may disclose all of the information we collect, as described above, to the following types of affiliated companies: financial service providers, loan companies, mortgage and life insurance agencies, title service companies, debt & credit services companies and auto finance companies.

    Affiliated Companies and Non-Affiliated Third Parties may use your Information for any legal purpose, including, but not limited to, developing and promoting new or joint products, improving existing products and services, and contacting you to offer products and services that may be of interest to you. We may also disclose Your Information, as described above, to companies who perform services on our behalf or to other financial institutions with which we have joint marketing agreements.

    The CMK Wisconsin, LLC may also disclose Your Information to Affiliated Companies and Non-Affiliated Third Parties that provide services to us (“Service Providers”). We contract with service providers to perform certain functions on our behalf. Examples include database providers who assist in identity verification, credit scoring companies, magazine publishers, retailers, and direct marketers. Their access is limited only to the personal data needed to perform their functions, and only for the purpose of performing those functions, and they are prohibited from using or disclosing Your Information for other purposes.

    We also may release your Information if it becomes necessary for compliance with the law or to protect the rights, property, or safety of our websites, our users, or third parties. We reserve the right to release such personal data to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law. In addition, we reserve the right to use and disclose Your Information that is not in individually identifiable form as we deem appropriate in our sole discretion.

  7. Notice of Furnishing Negative Information. WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.

  8. Our Right to Contact You. We reserve the right to contact you regarding your account status and changes to subscriber agreements, our privacy policy, or any other policies or agreements relevant to you. By visiting our websites, you understand and agree that we may contact you at the phone number or email address you provide to us through our websites or on your transaction agreements, applications, loan documents or any other document to assist you with your product or to discuss other products and services that a CMK Wisconsin, LLC Company may provide for you.

  9. Cookies and Automatic Data Collected We may receive and store certain types of information whenever you interact with our websites. For example, like many websites, we use “cookies” to obtain certain types of information when your web browser accesses our websites and when you login, such as: your name and your email address. Cookies are pieces of information that are transferred to your computer’s hard drive via your web browser. They allow us to provide you with a more convenient and personalized shopping experience by recording information about your preferences.

    A web browser is usually set to accept cookies automatically but can be changed to decline them. The Help section of the toolbar on most web browsers will tell you how to prevent your browser from accepting new cookies, how to have the web browser notify you when you receive a new cookie or how to disable cookies altogether. In most cases, a visitor may refuse a cookie and still fully navigate our websites.

  10. Your Right to Limit the Sharing of Your Information. In some circumstances, you have the right to direct CMK Wisconsin, LLC to not share Your Information with its Affiliated Companies and/or Non-Affiliated Third Parties (i.e. “Opt-Out”). Please note that even if you Opt-Out, CMK Wisconsin, LLC may still share your Information with its Affiliated Companies and Non-Affiliated Third Parties as permitted or required by law. Also, CMK Wisconsin, LLC may share information it collects regarding its transactions and experiences with you with its Affiliated Companies. CMK Wisconsin, LLC may also share all information it collects about you with Affiliated Companies and Non-Affiliated Third Parties: to facilitate providing our services to you, to administer our business, in order to receive services from those companies, as permitted under joint marketing agreements, and as otherwise permitted or required by law.

    The CMK Wisconsin, LLC is delivering this notice to you on behalf of itself and all other CMK Wisconsin, LLC affiliated Companies. You may limit how the CMK Wisconsin, LLC’s Affiliated Companies use Your Information the CMK Wisconsin, LLC shares with them. Federal law gives you the right to limit some but not all marketing from the CMK Wisconsin, LLC’s Affiliated Companies. You may limit a CMK Wisconsin, LLC’s Affiliated Companies from marketing their products or services to you based on your Information that they receive from CMK Wisconsin, LLC . This information includes your income, your account and payment history, and your credit history, report or score.

  11. Opt-Out Information and Notice. To limit CMK Wisconsin, LLC’s sharing of Your Information with Affiliated Companies and Non- Affiliated Third Parties, as described above, contact us: On the web: www.allcreditlenderswi.com, or By email:internet@allcreditlenders.net. Unless we hear from you, we can begin sharing Your Information thirty (30) days from the date we first deliver this Notice to you. However, you may Opt-Out at any time by contacting us. Once we receive your Opt-Out request, we will stop sharing this information as soon as reasonably practicable. Your Opt- Out request will remain in effect until you notify us otherwise in writing.

  12. How We Protect Your Information. We restrict access to Your Information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard Your Information.

  13. Do Not Call Registry Compliance. By submitting personal contact and/or financial information, the user hereby grants written permission to www.allcreditlenderswi.com, its affiliated sites, and its business partners for contact via telephone, mail, and/or e-mail. Further, by registering at the Company you are consenting to receive phone calls from the Company, its affiliated sites, and its business partners for contact via telephone, including but not limited to lenders that may contact you regarding a loan and thereby registrants waive their right to file a claim with the FTC or any other agency in reference to these calls or contacts. A former customer is treated in the same manner as we treat information about our current customers.

  14. Our Right to Change This Policy. We reserve the right to change this policy at any time by either providing you a revised copy of the policy, or notifying you of the existence and location of the new or revised privacy policy.

OLA Affiliation. We are members of the Online Lenders Alliance.
Please contact the OLA Consumer Hotline 866-299-7585 for any questions or concerns.

Home   |   Application   |   How it Works   |   About Us   |   Faq   |   Privacy   |   Contact Us   |   Terms & Conditions   |   Members Area

You may be required to submit additional documentation due to state law and qualification criteria.
Copyright © 2013, CMK Wisconsin, LLC. All Rights Reserved.

IMPORTANT NOTICES AND DISCLOSURES